THURSDAY, OCTOBER 7, 2021
You already know that, much like insuring a car, insuring your boat is a smart way to protect your investment and ensure safety while out on the water. But what types of coverage options are available and what do they protect? Below is a list of the basic options, and your independent insurance agent can assist you with customizing your boat insurance policy.
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Physical damage: Protects your boat and its permanently attached equipment from damages caused by collisions (with other boats and objects), theft and vandalism.
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Personal property: Protects the items you store on your boat, such as clothing, cameras, fishing equipment, grilling gear etc.
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Boat equipment: Protects the accessories that are necessary for boating, such as lifejackets, navigation equipment, anchors etc.
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Liability: Protects you from the expense of paying out-of-pocket for third party injuries and property damage if you’re found legally liable. This may include property replacement, medical expenses, legal fees, fuel spill cleanup etc.
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Medical payments: Protects you and your passengers from the expense of necessary medical treatment, regardless of who is liable for damages.
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Towing and assistance: Protects you from the expense of transporting your boat if it becomes inoperable, both on water and land.
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Uninsured/underinsured watercraft: Protects you from damages incurred during an accident with an uninsured boater.
Speak with your independent insurance agent to learn which coverage options are right for your needs, and to obtain a free premium quote. Boating safety on the water is important, but your boat insurance policy protects you from the unforeseen.
We’ve got your back. Call Transworld Insurance Group at 703-591-6668 for more information on Fairfax boat insurance.
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It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
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