You already know that, much like insuring a car, insuring your boat is a smart way to protect your investment and ensure safety while out on the water. But what types of coverage options are available and what do they protect? Below is a list of the basic options, and your independent insurance agent can assist you with customizing your boat insurance policy.

• Physical damage: Protects your boat and its permanently attached equipment from damages caused by collisions (with other boats and objects), theft and vandalism.
• Personal property: Protects the items you store on your boat, such as clothing, cameras, fishing equipment, grilling gear etc.
• Boat equipment: Protects the accessories that are necessary for boating, such as lifejackets, navigation equipment, anchors etc.
• Liability: Protects you from the expense of paying out-of-pocket for third party injuries and property damage if you’re found legally liable. This may include property replacement, medical expenses, legal fees, fuel spill cleanup etc.
• Medical payments: Protects you and your passengers from the expense of necessary medical treatment, regardless of who is liable for damages.
• Towing and assistance: Protects you from the expense of transporting your boat if it becomes inoperable, both on water and land.
• Uninsured/underinsured watercraft: Protects you from damages incurred during an accident with an uninsured boater.
• Boat trailer: Protects your boat trailer from damages, both during transport and storage.

Speak with your independent insurance agent to learn which coverage options are right for your needs, and to obtain a free premium quote. Boating safety on the water is important, but your boat insurance policy protects you from the unforeseen.

We’ve got your back. Call Transworld Insurance Group at 703-591-6668 for more information on Bonita Springs boat insurance.