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Home > Blog > Get the Right Coverage for Your Boat
THURSDAY, OCTOBER 7, 2021

Get the Right Coverage for Your Boat

You already know that, much like insuring a car, insuring your boat is a smart way to protect your investment and ensure safety while out on the water. But what types of coverage options are available and what do they protect? Below is a list of the basic options, and your independent insurance agent can assist you with customizing your boat insurance policy. 
older man and woman sitting on a boat
  • Physical damage: Protects your boat and its permanently attached equipment from damages caused by collisions (with other boats and objects), theft and vandalism. 

  • Personal property: Protects the items you store on your boat, such as clothing, cameras, fishing equipment, grilling gear etc. 

  • Boat equipment: Protects the accessories that are necessary for boating, such as lifejackets, navigation equipment, anchors etc.  

  • Liability: Protects you from the expense of paying out-of-pocket for third party injuries and property damage if you’re found legally liable. This may include property replacement, medical expenses, legal fees, fuel spill cleanup etc. 

  • Medical payments: Protects you and your passengers from the expense of necessary medical treatment, regardless of who is liable for damages. 

  • Towing and assistance: Protects you from the expense of transporting your boat if it becomes inoperable, both on water and land.  

  • Uninsured/underinsured watercraft: Protects you from damages incurred during an accident with an uninsured boater. 

  • Boat trailer: Protects your boat trailer from damages, both during transport and storage. 

 
Speak with your independent insurance agent to learn which coverage options are right for your needs, and to obtain a free premium quote. Boating safety on the water is important, but your boat insurance policy protects you from the unforeseen. 

We’ve got your back. Call Transworld Insurance Group at 703-591-6668 for more information on Fairfax boat insurance. 
Posted 11:16 AM

Tags: boat insurance
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