Owning personal watercraft comes with a certain amount of responsibility. You need to learn how to operate the watercraft properly and ensure that you have the proper insurance coverage to protect yourself from unexpected situations.  

What Is Watercraft Insurance? 

 

Watercraft insurance is a type of policy that covers personal watercraft vessels, such as Jet Skis, WaveRunners and Sea-Doos. Although watercraft insurance requirements vary from state to state, it is recommended that all watercraft owners have insurance. A watercraft policy typically helps cover bodily injury, property damage, guest passenger liability, medical payments and theft. Without coverage, you could be responsible for paying thousands of dollars in damages and medical expenses in the event of an accident. You may also want to include coverage for your trailer if you plan on transporting your watercraft. 

What Type of Insurance Does My Watercraft Need? 

 

Watercraft insurance is customizable and can include a combination of the following coverages: 

• Medical payments coverage can help cover medical expenses incurred by you, members of your household or your guests because of a covered accidental injury.  
•  Personal effects coverage can help cover personal property, such as eyeglasses, clothing, cameras and other portable electronics that are lost or damaged. 
•  Roadside and on-water assistance is an emergency roadside and on-water service that can help if you are stranded on the water or road. 
•  Fuel spill protection can help if you’re found legally responsible for a fuel or oil spill. 

It’s essential to discuss your coverage options with a licensed insurance provider to create a policy that works best for your specific situation. 

Watercraft Insurance Quote in Fairfax, VA? 

 

If you want to learn more about watercraft insurance, contact Transworld Insurance Agency. We’ve been providing comprehensive and competitively priced insurance solutions since 1992 and have the experience and knowledge to meet almost any individual’s insurance needs.